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CARROLL COUNTY BANK AND TRUSTCOMPANY "Your Convenient Community Bank" Manchester Westminster Hampstead Eldersburg Melrose Fairhaven 848-8100 876-2200 "An Equal Opportunity Lender Member FDIC Congratulations to our Seniors STEWART N. from the q,"I;'s DUTTERER We wish you Flower Shop success 114 Pennsylvania Avenue Westminster, Maryland 21157 848-9350 110
